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How To Make Payment On AliExpress From Nigeria

Learn how to make payment on AliExpress from Nigeria. How to pay on Aliexpress from Nigeria. how to order on AliExpress without card and dollar rate

How to make payment on Aliexpress

Note: There are affiliate links in the following article. We can earn a little commission from your purchase of these products without any additional costs from your side.

How To Pay On AliexpressAliexpress is an online marketplace like eBay and Amazon, created purposely for much easier connection and interaction between the buyers and sellers.

 On AliExpress.com, which is their official website address, sellers can easily put their products on sale from buyers to buy, irrespective of the locations with regular buyers protection ensured.

It is a well known fact that products on Aliexpress are much more cheaper and affordable for the buyers. Irrespective of what you want to buy, ranging from accessories and phones on Aliexpress, clothes and wears, shoes by different brands, home appliances and many more. This is one of the reasons many people troop to the online marketplace to purchase their needs.

Hence, if you're buying some products on AliExpress, it's essential to get familiar with the AliExpress platform, the payment method and how to make payment on AliExpress from Nigeria. This is very essential! Imagine wanting to get a particular sleek sneekers, you selected the products and unfortunately you got stuck Midway due to your inability to process the payment— That can be very frustrating!

However, with the following guides, you will learn how to make payment for any products on Aliexpress.

The guide on how to make payment on AliExpress from Nigeria is simple, easy to follow and adopt.

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Payment On AliExpress From Nigeria

Generally, payment on AliExpress is secured. Hence, your account's personal details are guaranteed to be safe. 

There are different payment methods that are made available for users who intend to purchase from Aliexpress. There's a variety of methods to choose from depending on your preference and the most considered easy payment method. However, this is not applicable to all products listed on Aliexpress. Some selected goods are restricted to some particular payment methods. 

Basically, you can use credit card to pay on Aliexpress from Nigeria without exposing any confidential details. They are protected by VeriSign SSL encryption which is considered the most secured in the world.

To pay on Aliexpress from Nigeria, Select Payment Method, Add your debit card details. Preferably a Visa or MasterCard, Click done and AliExpress will process your payment. 

More information on this is provided in other section of the article.

What Currency Can I Use To Make Payment On AliExpress?

Normally, product listed for sale on AliExpress are done using the US dollar currency. However, with the space for enough flexibility allowed, people can easily buy product and make payment on AliExpress from Nigeria using the AliExpress local currency method. 

This method allows buyers to buy using their local currency. Hence, you can make payment on AliExpress from Nigeria using the Naira currency. However, you will debited based on your bank's dollar exchange rate.

AliExpress Dollar Rate

The dollar to naira exchange rate on aliexpress mostly differs depending on the bank's exchange rate. Presently, GT bank and Access Bank charge nothing more than 500 naira per dollar as their AliExpress Dollar rate.

Note, the dollar to naira exchange rate only applies to when making payment on Aliexpress. The original exchange rate differs.

How To Make Payment On AliExpress From Nigeria Using Card

Payment on Aliexpress can be made using either credit card or debit card. Hence, in Nigeria, you can make payment using your Visa card or MasterCard. It's advised to use MasterCard. Often times, they don't approve payment made with a Visa card.

Most especially, if you are in Nigeria, it is only Visa or MasterCard you can use to make payment on AliExpress. Using your Naira MasterCard or Visa to make payment for goods bought on AliExpress is the most convenient way to make payment without any trouble on AliExpress.

To make payment, after placing your order, select pay with card. Immediately, you will be directed to a page where you will insert your card details. There, you will be able to choose card as your preferred payment method. Then input the card details as provided.

Then click on "Pay Now"

You can then follow all the necessary on-screen instructions. Enter the following details in the provided space.

  1. Naira Visa or MasterCard Card Number
  2. Expiration Date as provided on your Naira Visa or MasterCard.
  3. Security Code: The security code is the 3-digit number stated at the back if your card.
  4. Cardholder Name: This is the name on your ATM card. This should be provided as stated on your card.

After entering the details, then click on "Pay My Order"

If the details your inserted are correct, your payment will be approved immediately after inputing the OTP code sent to the account's registered phone number.  

After this, your money will be secured in the Aliexpress Escrow. This is to ensure safe delivery before releasing the money to the seller.

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How To Make Payment On AliExpress From Nigeria Using Bank Transfer

On the checkout page, select Bank Transfer as your payment method.

In the Bank Transfer Information section, you will see the account information you need to transfer your payment.

Please print out the section containing your Bank Transfer Information.

Go to your local bank to transfer your payment. Bring the printed Bank Transfer Information and show it to the bank officer before making your payment. Once complete, your payment will be held securely in an account.

If the status of your order has not changed to “buyer has paid the order ” 7 business days after you’ve paid, please contact AliExpress.

When using bank transfers, please transfer enough money to cover all banks` service fee.

 This will ensure that the supplier receives your full payment and will help you avoid monetary loss caused by refunds or disputes.

Note: Please do not make bank transfer or payment directly to suppliers account. Only transactions and payment made on/to AliExpress are eligible for Buyer Protection.

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Another available payment method is PayPal. This is only available for selected goods.

Why Can't I Pay With My Card On Aliexpress?

Payment on Aliexpress can be quite frustrating at times. Noteworthy, this is not a problem from Aliexpress or their respective payment methods, instead, it's a problem from your bank.

Early this year, all banking institutions in Nigeria were directed to only allow international transactions or payments not more than $20. Hence, you won't be able to make purchase for goods above $20 if you are purchasing from Nigeria, using the Naira Visa or MasterCard.

Your spending limit for online transactions in a single month is basically $20. Unfortunately, this has hampered the payment for most products and purchases by Nigerians.

How To Buy From Aliexpress Without Credit Card or Debit Card

As stated earlier, there is already a spending limit of $20 per month. With this in place, any purchase above the amount won't be successful. You will often get responses like, reach out to you bank in respect of the payment.

Another way to buy from Aliexpress without using the Naira credit card or debit card and to escape the spending limit is to apply for a domiciliary account in your respective banks or apply for a virtual dollar card.


Aliexpress is most people's favourite online marketplace to purchase products. The added advantage is their secured payment platform that is made to the satisfaction and security of their users.

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Pawners Paper: How To Make Payment On AliExpress From Nigeria
How To Make Payment On AliExpress From Nigeria
Learn how to make payment on AliExpress from Nigeria. How to pay on Aliexpress from Nigeria. how to order on AliExpress without card and dollar rate
Pawners Paper
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